In this section you will find out about our costs, fees and rates for all of our account types. It’s important to note that interest rate ranges are sometimes negotiable depending on certain circumstances i.e. high value security, payment protection insurance or your history with us. Don’t just assume the rate you will get, ask!
We rate our loans by risk in from Low to High. To help us decide we look at the following factors:
- Level of security
- Quality of employment
- Credit Rating
- Age
- Income
- Outgoings
| Interest Rates |
13.95% - 18.95% |
Establishment/Booking Fee |
$240.00 |
| Security Search and Registration Fee |
$15.00 |
Monthly Account Software and Statement Charge
|
$3.50 |
Withdrawal Fees |
|
| Up to $500.00 |
$70.00 |
| Over $500.00 |
$150.00 |
|
Interest Rates
|
13.95% - 18.95%
|
Extablishment/Booking Fee
| Booking Fee |
$200.00 |
| Dealer/Broker Fee |
Up to $300 |
| Security Search and Registration Fee: |
$15.00 |
| Monthly Account Software and Statement Charge: |
$3.50 |
| Interest Rates |
0% - 21.95% |
Fees
| Establishment / Booking Fee |
$200.00 |
| Security Registration Fee |
$10.00 |
| Monthly Account Software and Statement Charge |
$3.50 |
Interest Rates
| Low Risk |
16.95% |
| Medium Risk |
18.95% |
| High Risk |
22.95% |
Fees
| Establishment / Booking Fee |
$150.00 |
| Security Search and Registration Fee |
$15.00 |
| Refinance / Restructure Fee |
$240.00 |
Monthly Account Software and Statement Charge
| Statement Charge |
$4.00 |
| PPI Insurance |
0.67% of Balance |
Withdrawal Fees
| From $200.00 to $499.00 |
$25.00 |
| From $500.00 to $799.00 |
$55.00 |
| Over $800.00 |
$75.00 |
Default interest is charged at 10% over the standard rate
| Reminder Sms |
$0.50 |
| Reminder Letter |
$5.00 |
| Payment Default Letter |
$15.00 |
| Account in Default Letter |
$10.00 |
| Security Amendment Documentation Fee |
$15.00 |
| Repossession Warning Notice |
$30.00 |
| Repossession Warrant |
$90.00 |
Discretionary Fees
|
|
|
Security Amendment Administration Fee
|
$25.00
|
| Loan Variation Fee |
Up to $150.00 |
*We may vary these charges from time to time at our discretion.