Chasmont has been financing the people of the South with personal loans for everything from holidays to debt consolidation or just because.
If you’re looking for finance and meet our lending criteria you could be fulfilling your dreams or ambitions on the same day. Chasmont offers a range of flexible finance options from $500 to $30,000. Our variable personal loans are structured to meet your needs with normal terms available up-to 5 years.
Whether it is for a holiday, unexpected bills or household renovations or just to treat yourself, contact us to see if we can help.
Secured Personal Loan
Chasmont offer a range of highly competitive flexible secured personal loans up to $30,000 over 5 years. We can secure against vehicles or household chattels. Contact us if you wish to discuss what might be suitable.
Our rates for personal finance start from just 13.95%* for a secured loan.
- $5,000.00 secured loan from just $42.00 weekly over 3 years.
- $10,000.00 secured loan from just $81.25 weekly over 3 years.
Why not try our Advanced Finance Calculator to work out what it could cost you?
Debt Consolidation Options
Have you overspent? Do you have debt to multiple organisations? Then why not look at consolidating your debt with Chasmont.
Benefits for using Chasmont's debt consolidation options
- Just one payment to one company.
- Usually cheaper overall rate saving you interest and costs.
- Payments on the dates you want.
- Repayments are usually lower than what you are paying now making day to day living easier.
Cut your stress and contact us, it costs nothing to apply so why not see what we can do for you!
Early Repayment
We never charge early repayment penalties as we think it is unfair to penalise good payers! Whether you choose to pay extra each payment or pay a lump sum you will save on interest and costs.
Payment Protection Insurance
Chasmont has negotiated its own unique Payment Protection Insurance (PPI).
Our Cover:
-
Full Cover for people in full time employment (over 20 hrs per week)12 Months Redundancy Cover up to $10,000.Injury and Illness cover after 1 week off work backdated to day one.Life and Terminal Illness.
- Life Cover
Pre-existing Conditions:
- Cover from day one if you have not sought treatment or medical advice in the 6 months prior to the loan date.
For the full terms and conditions and cover details please contact us.
*Rates, Approval and Lending Limits Apply, Payment Protection Insurance may be required for approval for lowest rates.
Terms, Rates & Costs
| Interest Rates | 13.95% - 22.95% |
Establishment/Booking Fee |
$240.00 |
| Security Search and Registration Fee | $15.00 |
Monthly Account Software and Statement Charge |
$3.50 |
Withdrawal Fees |
|
| Up to $500.00 | $70.00 |
| Over $500.00 | $150.00 |
Default Interest Rate
Letter and General Account Fees - All Accounts
| Reminder Sms | $0.50 |
| Reminder Letter | $5.00 |
| Payment Default Letter | $10.00 |
| Security Registration and Search Fee | $15.00 |
| Repossession Warning Notice | $30.00 |
| Repossession Warrant | $90.00 |
| Agent Visit Documentation | $55.00 |
| Recovery Fees | As per external costs |
Discretionary Fees |
|
| Security Amendment Administration Fee | $25.00 |
| Loan Variation Fee | Up to $150.00 |