Personal Finance

Chasmont has been financing the people of the South with personal loans for everything from holidays to debt consolidation or just because.

If you’re looking for finance and meet our lending criteria you could be fulfilling your dreams or ambitions on the same day. Chasmont offers a range of flexible finance options from $500 to $30,000. Our variable personal loans are structured to meet your needs with normal terms available up-to 5 years.

Whether it is for a holiday, unexpected bills or household renovations or just to treat yourself, contact us to see if we can help.

Secured Personal Loan

Chasmont offer a range of highly competitive flexible secured personal loans up to $30,000 over 5 years. We can secure against vehicles, household chattels or property. Contact us if you wish to discuss what might be suitable.

Our rates for personal finance start from just 13.95%* for a secured loan.

Debt Consolidation Options

Have you overspent? Do you have debt to multiple organisations? Then why not look at consolidating your debt with Chasmont.

Benefits for using Chasmont's debt consolidation options

Cut your stress and contact us, it costs nothing to apply so why not see what we can do for you!

Early Repayment

We never charge early repayment penalties as we think it is unfair to penalise good payers! Whether you choose to pay extra each payment or pay a lump sum you will save on interest and costs.

Payment Protection Insurance

Chasmont has negotiated its own unique Payment Protection Insurance (PPI).

Our Cover:

Pre-existing Conditions:

For the full terms and conditions and cover details please contact us.

*Rates, Approval and Lending Limits Apply, Payment Protection Insurance may be required for approval for lowest rates.

Terms, Rates & Costs

Interest Rates
Low Risk 11.95% - 13.95%
Med Risk 13.95% - 17.95%
High Risk 17.95% - 21.95%

Establishment/Booking Fee
Dealer/Broker Fee $120.00
Security Search and Registration Fee $15.00

Monthly Account Software and Statement Charge
Statements $2.50
Withdrawal Fees $150.00

Default Interest Rate

Default interest is charged at 10% over the standard rate

Letter and General Account Fees - All Accounts

Reminder Letter $5.00
Payment Amendment $10.00
Payment Default Letter $15.00
Account in Default Letter $15.00
Security Amendment Documentation Fee $30.00
Repossession Warning Notice $30.00
Repossession Warrant $90.00

Download our Personal Lending Terms here