We are pleased to now be able to offer our personal lending and vehicle finance services to good people of Oamaru.  Our special technology allows us to gather all required information and have documents signed electronically on a internet enabled mobile phone or computer.  There is no need to visit an office, it can be done from the comfort of your own home or workplace.

This technology allows us to complete your application quickly and if approved we can usually provide the funds within 30 minutes of the loan being signed.

If you’re looking for finance and meet our lending criteria you could be fulfilling your dreams or ambitions on the same day. Chasmont offers a range of flexible finance options from $500 to $15,000. Our variable personal loans are structured to meet your needs with normal terms available up-to 4 years* (longer terms are available under special circumstances).

Whether it is for a holiday, unexpected bills or household renovations or just to treat yourself, contact us to see if we can help.

Secured Personal Loan

Chasmont offer a range of highly competitive flexible secured personal loans up to $15,000 over 4 years*.  We can secure against vehicles, household chattels or property. Contact us if you wish to discuss what might be suitable.

Our rates for personal finance start from just 13.95%* for a secured loan.

  • $5,000.00 secured loan from just $45.00 weekly over 3 years.
  • $10,000.00 secured loan from just $83.50 weekly over 3 years.

Please contact us on 0800 242 766 to discuss what rate we can offer to you.

Vehicle Finance

Chasmont Finance can offer a range of finance options on most types of vehicles.

When you choose Chasmont's finance options you are free to purchase a motor vehicle of your choice from where ever you please. Whether you choose to purchase from a Motor Vehicle Dealer, Trade Me or privately, Chasmont Finance can assist with the whole process.

As part of our service Chasmont will complete a Security and History Check on the vehicle to ensure that you will have legal title over the vehicle.

Our rates for vehicle finance start from just 11.95%* with terms up to 4 years (longer under special circumstances).

Please Click here for our Vehicle Finance Options.

Fair Little Loans

Chasmont has been financing the Southern People with fair personal loans for years and after seeing the high rates offered on Pay Day to Pay Day loans we decided it was time for us to offer a solution without interest rates up to 800% per annum. 

Please Click here for our Fair Little Loans Information.

Early Repayment

We never charge early repayment penalties as we think it is unfair to penalise good payers!  Whether you choose to pay extra each payment or pay a lump sum you will save on interest and costs.

Payment Protection Insurance

Chasmont has negotiated its own unique Payment Protection Insurance (PPI).

Our Cover:

  • Full Cover for people in full time employment (over 20 hrs per week)
    • 12 Months Redundancy Cover up to $10,000.
    • Injury and Illness cover after 1 week off work backdated to day one.
    • Life and Terminal Illness.
  • Life Cover

Pre-existing Conditions:

  • Cover from day one if you have not sought treatment or medical advice in the 6 months prior to the loan date.

For the full terms and conditions and cover details please contact us.

*Rates, Approval and Lending Limits Apply, Payment Protection Insurance may be required for approval for lowest rates. Term may be limited based on loan type, purpose and Value.

Terms, Rates & Costs

Interest Rates
Standard Range: 13.95-19.95%

Extablishment/Booking Fee
Loans up to $1000.00: $200.00
Loans over $1000.00: $240.00
Dealer/Broker Fee: $120.00
Security Search and Registration Fee: $15.00

Monthly Account Software and Statement Charge
Statement and Monthly Account Fee: $3.50

Refinance and Withdrawal Fees
Refinance/Restructure Fee: $200.00-$240.00
Withdrawal Fees (if you intend to withdrawal multiple time choose a flex account) $150.00

Default Interest Rate
Default interest is charged at 10% over the standard rate

Letter and General Account Fees – All Accounts
Reminder Letter $5.00
Payment Amendment $10.00
Payment Default Letter $15.00
Account in Default Letter $15.00
Security Amendment Documentation Fee $30.00
Repossession Warning Notice $30.00
Repossession Warrant $90.00
Collections Text Message $0.50
Collections Email Message $2.50
Chattel Check Cost $45.00