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Retail Services

Retail Services

Chasmont has been financing the people of Otago with personal loans for everything from holidays to debt consolidation or just because.

If you’re looking for finance and meet our lending criteria you could be fulfilling your dreams or ambitions on the same day. Chasmont offers a range of flexible finance options from $500 to $30,000. Our variable personal loans are structured to meet your needs with normal terms available up-to 5 years.

Whether it is for a holiday, unexpected bills or household renovations or just to treat yourself, contact us to see if we can help.

Secured Personal Loan

Chasmont offer a range of highly competitive flexible secured personal loans up to $30,000 over 5 years. We can secure against vehicles or household chattels. Contact us if you wish to discuss what might be suitable.

Our rates for personal finance start from just 13.95%* for a secured loan.

Please contact us on 0800 242 766 to discuss what rate we can offer to you.

Early Repayment

We never charge early repayment penalties as we think it is unfair to penalise good payers! Whether you choose to pay extra each payment or pay a lump sum you will save on interest and costs.

Payment Protection Insurance

Chasmont has negotiated its own unique Payment Protection Insurance (PPI).

Our Cover:

  • Full Cover for people in full time employment (over 20 hrs per week)
    • 12 Months Redundancy Cover up to $10,000.
    • Injury and Illness cover after 1 week off work backdated to day one.
    • Life and Terminal Illness.
  • Life Cover

Pre-existing Conditions:

  • Cover from day one if you have not sought treatment or medical advice in the 6 months prior to the loan date.

For the full terms and conditions and cover details please contact us.

*Rates, Approval and Lending Limits Apply, Payment Protection Insurance may be required for approval for lowest rates.

“Chasmont, Dunedin’s premier local finance company since 1931”